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ePaper created 2013-04-15, 17:20:51 | version 1.25.7
notes – münchener Hypothekenbank eg l annual Report 201274 Mortgage Pfandbriefe outstanding and corresponding cover ASSETS Nominal value 31 Dec. 12 € 000 31 Dec. 11 € 000 Mortgage Pfandbriefe 15,135,375 15,695,158 of which derivatives 1,888 2,103 Cover pools 18,244,686 17,789,890 of which further cover assets 1,447,237 2,088,122 Surplus cover 3,109,311 2,094,732 Net present value 31 Dec. 12 € 000 31 Dec. 11 € 000 Mortgage Pfandbriefe 16,676,696 16,887,507 of which derivatives 1,891 2,130 Cover pools 20,941,256 19,693,833 of which further cover assets 1,617,763 2,201,609 Surplus cover 4,264,560 2,806,326 Risk-adjusted net present value *) 31 Dec. 12 € 000 31 Dec. 11 € 000 Mortgage Pfandbriefe 15,771,816 17,211,795 Cover pools 19,669,500 19,419,571 Value of surplus cover after stress test 3,897,684 2,207,776 *) Stress test applying the dynamic approach in accordance with Art. 4 and Art. 5 Pfandbrief-Net Present Value Directive (PfandBarwertV) Maturity analysis by residual term 31 Dec. 12 € 000 ≤ one year > one year ≤ two years > two years ≤ three years > three years ≤ four years > four years ≤ five years > five years ≤ ten years > ten years Mortgage Pfandbriefe 2,974,541 1,442,988 2,743,460 2,060,217 547,528 2,945,528 2,421,113 Cover pools 2,070,930 2,206,574 2,421,308 2,067,457 1,562,712 5,658,389 2,257,316 Maturity analysis by residual term 31 Dec. 11 € 000 ≤ one year > one year ≤ two years > two years ≤ three years > three years ≤ four years > four years ≤ five years > five years ≤ ten years > ten years Mortgage Pfandbriefe 2,652,496 2,870,105 1,441,809 2,354,742 1,819,686 2,174,583 2,381,737 Cover pools 2,830,569 2,155,573 2,152,549 1,838,289 1,557,577 5,470,193 1,785,140 Regulatory reporting in accordance with Art. 28 Pfandbrief Act (PfandBG)