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Geschäftsbericht 2012, englisch

Letter from the Board of Management – münchener Hypothekenbank eg l Annual Report 20128 Success is a joint effort Last year’s successes were founded on the combined efforts of numerous persons. We would like to thank our employees for the great dedication they showed in a challenging environment. We also would like to thank our property finance partners for their good cooperation, as well as our customers and investors for the trust they put in us. The advice and expertise of the members of our bodies provided us with important support to- wards mastering the challenges posed by the market and super- visory requirements. We would also like to extend our thanks to them as well. Focus on sustainable growth Our objectives are long-term oriented. We want to grow pru- dently in our core areas of business – residential and commercial property financing. This approach of acceptable risk is aimed at ensuring MünchenerHyp’s continued ability to pay dividends and increase its earning power and asset base in the face of stricter regulatory requirements. We are confident that we will take another important step forward on this path in the current financial year. Sincerely yours, Dr. Louis Hagen Bernhard Heinlein Michael Jung

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