35management report Total portfolio of mortgage and other loans (including open commitments) MORTGAGE LENDING VALUE RATIO 31 Dec. 2014 31 Dec. 2013 € relative € relative Up to 60 % 12,674,146,888.34 49.8 % 12,195,471,461.19 52.7 % 60.01 % to 70 % 4,472,072,954.74 17.6 % 3,980,613,280.27 17.2 % 70.01 % to 80 % 5,439,839,479.71 21.4 % 4,477,413,336.06 19.3 % 80.01 % to 90 % 1,749,051,440.68 6.9 % 1,597,784,154.49 6.9 % 90.01 % to 100 % 584,691,783.55 2.3 % 469,310,007.59 2.0 % over 100 % 507,999,283.91 2.0 % 385,953,713.15 1.7 % without 14,257,665.17 0.1 % 42,310,847.50 0.2 % Total 25,442,059,496.10 100.0 % 23,148,856,800.25 100.0 % Total portfolio of mortgage and other loans (including open commitments) REGION 31 Dec. 2014 31 Dec. 2013 € relative € relative Baden-Wuerttemberg 2,253,357,082.38 8.9 % 2,002,970,977.50 8.7 % Bavaria 4,673,151,931.72 18.4 % 4,236,689,484.83 18.3 % Berlin 1,521,365,666.65 6.0 % 1,353,106,419.94 5.8 % Brandenburg 374,279,662.11 1.5 % 332,980,607.27 1.4 % Bremen 56,166,627.09 0.2 % 47,222,300.00 0.2 % Hamburg 652,298,830.13 2.6 % 684,438,162.29 3.0 % Hesse 1,454,615,794.24 5.7 % 1,297,298,788.69 5.6 % Mecklenburg-Lower Pomerania 205,718,322.30 0.8 % 182,493,649.16 0.8 % Lower Saxony 1,628,187,779.29 6.4 % 1,429,620,728.58 6.2 % North Rhine-Westphalia 3,740,166,754.93 14.7 % 3,283,465,018.98 14.2 % Rhineland-Palatinate 785,658,563.80 3.1 % 625,971,130.42 2.7 % Saarland 121,939,504.32 0.5 % 81,006,004.89 0.3 % Saxony 717,505,709.83 2.8 % 644,839,462.49 2.8 % Saxony-Anhalt 282,918,237.33 1.1 % 169,453,602.60 0.7 % Schleswig-Holstein 1,512,291,349.09 5.9 % 1,373,814,396.09 5.9 % Thuringia 173,276,936.46 0.7 % 158,652,750.00 0.7 % Total domestic 20,152,898,751.67 79.2% 17,904,023,483.73 77.3% The regional breakdowns within Germany and abroad are as follows: 31 Dec. 201431 Dec. 2013 Up to 60 % 12,674,146,888.3449.8 % 12,195,471,461.1952.7 % 60.01 % to 70 % 4,472,072,954.7417.6 % 3,980,613,280.2717.2 % 70.01 % to 80 % 5,439,839,479.7121.4 % 4,477,413,336.0619.3 % 80.01 % to 90 % 1,749,051,440.686.9 % 1,597,784,154.496.9 % 90.01 % to 100 % 584,691,783.552.3 % 469,310,007.592.0 % over 100 % 507,999,283.912.0 % 385,953,713.151.7 % without 14,257,665.170.1 % 42,310,847.500.2 % Total 25,442,059,496.10100.0 % 23,148,856,800.25100.0 % 31 Dec. 201431 Dec. 2013 Baden-Wuerttemberg 2,253,357,082.388.9 % 2,002,970,977.508.7 % Bavaria 4,673,151,931.7218.4 % 4,236,689,484.8318.3 % Berlin 1,521,365,666.656.0 % 1,353,106,419.945.8 % Brandenburg 374,279,662.111.5 % 332,980,607.271.4 % Bremen 56,166,627.090.2 % 47,222,300.000.2 % Hamburg 652,298,830.132.6 % 684,438,162.293.0 % Hesse 1,454,615,794.245.7 % 1,297,298,788.695.6 % Mecklenburg-Lower Pomerania 205,718,322.300.8 % 182,493,649.160.8 % Lower Saxony 1,628,187,779.296.4 % 1,429,620,728.586.2 % North Rhine-Westphalia 3,740,166,754.9314.7 % 3,283,465,018.9814.2 % Rhineland-Palatinate 785,658,563.803.1 % 625,971,130.422.7 % Saarland 121,939,504.320.5 % 81,006,004.890.3 % Saxony 717,505,709.832.8 % 644,839,462.492.8 % Saxony-Anhalt 282,918,237.331.1 % 169,453,602.600.7 % Schleswig-Holstein 1,512,291,349.095.9 % 1,373,814,396.095.9 % Thuringia 173,276,936.460.7 % 158,652,750.000.7 % Total domestic 20,152,898,751.6779.2% 17,904,023,483.7377.3%