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Geschäftsbericht 2014, englisch

münchener Hypothekenbank eg | annual report 201474 75notes notes MORTGAGE LOANS USED AS COVER FOR MORTGAGE PFANDBRIEFE A. ACCORDING TO THEIR AMOUNTS IN TRANCHES 31 Dec. 14 31 Dec. 13 up to € 300.000 11,898,976 10,929,272 more than € 300.000 up to 1m euros 1,623,319 1,553,068 more than 1m euros up to 10m euros 1,908,502 1,830,157 more than 10m euros 3,154,840 2,736,960 Total 18,585,637 17,049,457 B. ACCORDING TO STATES IN WHICH THE REAL PROPERTY IS LOCATED AND TO PROPERTY TYPE Residential Commercial Total Total Apartments Single and two-family houses Multi- family houses Buildings under construction Building land Total Office buildings Retail buildings Industrial- buildings Other commercially used buildings Buildings under construction Building land € 000 € 000 € 000 € 000 € 000 € 000 € 000 € 000 € 000 € 000 € 000 € 000 € 000 € 000 Germany 31 Dec. 14 15,038,009 13,248,786 1,746,715 7,573,328 3,890,058 37,643 1,042 1,789,223 931,527 682,514 32,070 142,646 174 292 31 Dec. 13 13,340,722 11,759,693 1,569,780 4,829,939 5,316,115 43,300 559 1,581,029 703,997 737,025 37,523 101,352 201 931 Belgium 31 Dec. 14 5,508 0 0 0 0 0 0 5,508 5,508 0 0 0 0 0 31 Dec. 13 6,440 0 0 0 0 0 0 6,440 6,440 0 0 0 0 0 France 31 Dec. 14 233,112 14,160 0 0 14,160 0 0 218,952 195,618 23,334 0 0 0 0 31 Dec. 13 180,786 6,720 0 0 6,720 0 0 174,066 158,946 15,120 0 0 0 0 Great Britain 31 Dec. 14 339,239 0 0 0 0 0 0 339,239 288,150 51,089 0 0 0 0 31 Dec. 13 356,406 0 0 0 0 0 0 356,406 258,820 97,586 0 0 0 0 Luxembourg 31 Dec. 14 33,500 0 0 0 0 0 0 33,500 33,500 0 0 0 0 0 31 Dec. 13 4,250 0 0 0 0 0 0 4,250 0 4,250 0 0 0 0 Netherlands 31 Dec. 14 90,590 0 0 0 0 0 0 90,590 87,734 0 0 2,856 0 0 31 Dec. 13 128,951 0 0 0 0 0 0 128,951 126,095 0 0 2,856 0 0 Austria 31 Dec. 14 74,658 6 0 6 0 0 0 74,652 20,940 53,712 0 0 0 0 31 Dec. 13 82,109 6 0 6 0 0 0 82,103 27,234 54,869 0 0 0 0 Spain 31 Dec. 14 112,306 0 0 0 0 0 0 112,306 9,882 68,806 0 33,618 0 0 31 Dec. 13 82,069 0 0 0 0 0 0 82,069 0 44,506 0 37,563 0 0 Switzerland 31 Dec. 14 2,289,473 2,289,473 716,368 1,573,105 0 0 0 0 0 0 0 0 0 0 31 Dec. 13 2,288,874 2,288,874 711,475 1,577,399 0 0 0 0 0 0 0 0 0 0 USA 31 Dec. 14 369,242 29,800 0 0 29,800 0 0 339,442 317,423 22,019 0 0 0 0 31 Dec. 13 578,850 33,587 0 0 33,587 0 0 545,263 460,189 32,605 0 52,469 0 0 Total - all states 31 Dec. 14 18,585,637 15,582,225 2,463,083 9,146,439 3,934,018 37,643 1,042 3,003,412 1,890,282 901,474 32,070 179,120 174 292 31 Dec. 13 17,049,457 14,088,880 2,281,255 6,407,344 5,356,422 43,300 559 2,960,577 1,741,721 985,961 37,523 194,240 201 931 KEY FIGURES FOR PFANDBRIEFE OUTSTANDING AND THEIR COVER 31 Dec. 14 31 Dec. 13 Outstanding Mortgage Pfandbriefe € 000 17,541,708 16,233,362 thereof share of fixed-rate Pfandbriefe section 28 (1) no 9* % 90 31 Dec. 14 31 Dec. 13 Cover pool € 000 19,595,251 18,066,593 thereof total amount of claims, which exceed the limits laid down in section 13 (1) section 28 (1) no 7 € 000 0 0 thereof total amount of claims, which exceed the limits laid down in section 19 (1) no 2 section 28 (1) no 8 € 000 0 0 thereof total amount of claims, which exceed the limits laid down in section 19 (1) no 3 section 28 (1) no 8 € 000 0 0 thereof share of fixed-rate Cover pool section 28 (1) no 9* % 93 Net present value pursuant to section 6 Pfandbrief-Net Present Value Regulation for each foreign currency in Euro section 28 (1) no 10 (Net Total) USD (€ 000) 21,210 333,702 GBP (€ 000) -3,110 44,121 CHF (€ 000) 1,854,029 1,645,329 JPY (€ 000) 0 0 Volume-weighted average of the maturity that has passed since the loan was granted (seasoning) section 28 (1) no 11 Years 5 5 Average loan-to-value ratio using the mortgage lending value section 28 (2) no 3 % 50 50 * Previous year’s figures do need to be specified. 31 Dec. 1431 Dec. 13 up to € 300.00011,898,97610,929,272 more than € 300.000 up to 1m euros 1,623,3191,553,068 more than 1m euros up to 10m euros 1,908,5021,830,157 more than 10m euros 3,154,8402,736,960 Total 18,585,63717,049,457 Germany 31 Dec. 1415,038,00913,248,7861,746,7157,573,3283,890,05837,6431,0421,789,223931,527682,51432,070142,646174292 31 Dec. 1313,340,72211,759,6931,569,7804,829,9395,316,11543,3005591,581,029703,997737,02537,523101,352201931 Belgium 31 Dec. 145,5080000005,5085,50800000 31 Dec. 136,4400000006,4406,44000000 France 31 Dec. 14233,11214,1600014,16000218,952195,61823,3340000 31 Dec. 13180,7866,720006,72000174,066158,94615,1200000 Great Britain 31 Dec. 14339,239000000339,239288,15051,0890000 31 Dec. 13356,406000000356,406258,82097,5860000 Luxembourg 31 Dec. 1433,50000000033,50033,50000000 31 Dec. 134,2500000004,25004,2500000 Netherlands 31 Dec. 1490,59000000090,59087,734002,85600 31 Dec. 13128,951000000128,951126,095002,85600 Austria 31 Dec. 1474,65860600074,65220,94053,7120000 31 Dec. 1382,10960600082,10327,23454,8690000 Spain 31 Dec. 14112,306000000112,3069,88268,806033,61800 31 Dec. 1382,06900000082,069044,506037,56300 Switzerland 31 Dec. 142,289,4732,289,473716,3681,573,1050000000000 31 Dec. 132,288,8742,288,874711,4751,577,3990000000000 USA 31 Dec. 14369,24229,8000029,80000339,442317,42322,0190000 31 Dec. 13578,85033,5870033,58700545,263460,18932,605052,46900 Total - all states 31 Dec. 1418,585,63715,582,2252,463,0839,146,4393,934,01837,6431,0423,003,4121,890,282901,47432,070179,120174292 31 Dec. 1317,049,45714,088,8802,281,2556,407,3445,356,42243,3005592,960,5771,741,721985,96137,523194,240201931 31 Dec. 1431 Dec. 13 Outstanding Mortgage Pfandbriefe € 00017,541,70816,233,362 31 Dec. 1431 Dec. 13 Cover pool € 00019,595,25118,066,593 in section 13 (1) section 28 (1) no 7 € 00000 in section 19 (1) no 2 section 28 (1) no 8 € 00000 in section 19 (1) no 3 section 28 (1) no 8 € 00000 USD (€ 000) 21,210333,702 GBP (€ 000) -3,11044,121 CHF (€ 000) 1,854,0291,645,329 JPY (€ 000) 00 loan was granted (seasoning) section 28 (1) no 11 Years 55 section 28 (2) no 3 % 5050

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