Geschäftsbericht 2015, englisch

Notes münchener Hypothekenbank eg | annual report 2015 68 Publication in accordance with Section 28 Pfandbrief Act MORTGAGE PFANDBRIEFE OUTSTANDING AND THEIR COVER Nominal value Net present value Risk-adjusted net present value* 31 Dec. 15 31 Dec. 14 31 Dec. 15 31 Dec. 14 31 Dec. 15 31 Dec. 14 € 000 € 000 € 000 € 000 € 000 € 000 Mortgage Pfandbriefe 19,995,260 17,541,708 21,989,138 20,099,446 24,106,160 21,438,934 Cover pool 21,872,167 19,595,251 25,482,684 23,071,126 26,141,128 23,833,803 of which further cover assets 1,226,150 957,150 1,388,321 1,093,341 Over-collateralisation 1,876,907 2,053,543 3,493,546 2,971,680 2,034,968 2,394,869 * Pursuant to Section. 5 (1) no 1 of the Pfandbrief-Net Present Value Directive (PfandBarwertV), the dynamic approach was used to calculate the present value of risk. Maturity structure 31 Dec. 15 31 Dec. 14 Mortgage Pfandbriefe Cover pool Mortgage Pfandbriefe Cover pool Residual term € 000 € 000 € 000 € 000 ≤ 0.5 year 1,907,156 788,580 1,674,681 862,468 > 0.5 year and ≤ 1 year 320,301 1,139,729 1,023,027 1,373,596 > 1 year and ≤ 1.5 years 183,675 1,098,286 2,062,110 843,031 > 1.5 years and ≤ 2 years 423,167 1,031,850 405,567 1,195,592 > 2 years and ≤ 3 years 706,858 1,853,617 573,945 2,054,044 > 3 years and ≤ 4 years 1,322,552 1,686,375 619,637 1,750,934 > 4 years and ≤ 5 years 1,230,551 1,803,812 1,005,380 1,547,140 > 5 years and ≤ 10 years 5,016,425 7,915,301 4,276,796 6,628,204 > 10 years 8,884,575 4,554,617 5,900,565 3,340,242 31 Dec. 1531 Dec. 1431 Dec. 1531 Dec. 1431 Dec. 1531 Dec. 14 Mortgage Pfandbriefe 19,995,26017,541,70821,989,13820,099,44624,106,16021,438,934 Cover pool 21,872,16719,595,25125,482,68423,071,12626,141,12823,833,803 further cover assets 1,226,150957,1501,388,3211,093,341 Over-collateralisation 1,876,9072,053,5433,493,5462,971,6802,034,9682,394,869 31 Dec. 1531 Dec. 14 ≤ 0.5 year 1,907,156788,5801,674,681862,468 > 0.5 year and ≤ 1 year 320,3011,139,7291,023,0271,373,596 > 1 year and ≤ 1.5 years 183,6751,098,2862,062,110843,031 > 1.5 years and ≤ 2 years 423,1671,031,850405,5671,195,592 > 2 years and ≤ 3 years 706,8581,853,617573,9452,054,044 > 3 years and ≤ 4 years 1,322,5521,686,375619,6371,750,934 > 4 years and ≤ 5 years 1,230,5511,803,8121,005,3801,547,140 > 5 years and ≤ 10 years 5,016,4257,915,3014,276,7966,628,204 > 10 years 8,884,5754,554,6175,900,5653,340,242

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