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Geschäftsbericht 2015, englisch - Affirmation by the legal representatives

Affirmation by the Legal Representatives Affirmation by the Legal Representatives To the best of our knowledge, and in accordance with applicable reporting principles for annual financial reporting, the annual finan- cial statements give a true and fair view of the assets, liabilities, financial position and earnings situation of the company, and the management report of the company includes a fair review of the development and performance of the business and the position of the company, together with a description of the principal oppor- tunities and risks associated with the anticipated development of the company. Munich, 9 February, 2016 MÜNCHENER HYPOTHEKENBANK eG The Board of Management Dr. Louis Hagen Bernhard Heinlein Michael Jung 81

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